ATTENTION: First Home buyers

You've worked too hard to stay stuck renting. Ditch renting and create a clear pathway into home ownership with confidence, structure, and long term strategy.

Escape the rent cycle, join the masses and pay your own mortgage.

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Next STEP: Fill out to ditch renting

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For first home buyer That Need their fisrt home

Young Couples

9 - 5 INDIVIDUALS

ATHLETES

tRADIES

SELF-EMPLOYED

HARDWORKING FAMILIES

STILL NOT SURE?

Frequently Asked Questions

Here's what we usually get asked

So how does it work?

Simple.

Start by answering a few quick questions about your situation, goals, and where you’re currently at in the buying process.

From there, we’ll review your position and help you understand:

What you may be able to borrow

What grants or schemes you could qualify for

What your next steps could look like

No pressure. No confusing jargon. Just clear guidance to help you move forward with confidence.

Do I need a 20% deposit to buy my first home?

Not necessarily. Depending on your situation, you may be able to buy with a smaller deposit using government schemes or lender options available to eligible first home buyers.

How do I know if I'm ready to buy?

That’s exactly what we help you figure out. A lot of first home buyers are closer than they think — they just don’t have clarity on their numbers or options yet.

What government grants or schemes could I qualify for?

This depends on your income, deposit, location, and whether you’re buying or building. We’ll help you understand what support may be available to you.

How much can I borrow?

Your borrowing power depends on factors like income, debts, living expenses, and deposit size. We’ll help you understand your position clearly before you make any decisions.

I'm self-employed, can I still buy a home?

Yes. Self-employed buyers can absolutely purchase property. The process can look slightly different, but there are lending options available depending on your structure and financials.

Should I buy now or keep waiting?

That depends on your goals, readiness, and the type of property you’re looking at. The important thing is making informed decisions instead of staying stuck in uncertainty.

Can I buy if I'm still living at home or renting?

Absolutely. Many first home buyers are currently renting or living with family while saving toward their first property.

What makes a good first property?

A good first property isn’t just about price — it’s about long-term demand, lifestyle, location, and whether it supports your future goals. The right property should help move you forward, not hold you back.

What if I don't know where to start?

You’re not alone. Most first home buyers feel overwhelmed at the beginning. The goal is to simplify the process and help you understand your next step clearly.

Is there a cost to speak with you?

Your initial strategy call is completely obligation-free. It’s simply a chance to understand your situation and see what may be possible.

Will speaking to a broker affect my credit score?

No, having an initial conversation and understanding your options does not affect your credit score. We’ll guide you through the process carefully and only move forward with applications when you’re ready.

How We Get Your First Home

Step 1

We look at your income, deposit, goals, and current situation to help you understand what you may be possible and what support or grants you could qualify for

Step 2

We create a clear plan around your borrowing power, loan structure and next steps so you can move forward with confidence instead of guessing.

Step 3

From pre-approval to settlement, we guide you through each stage and help make the process simple, clear and less overwhelming.

Ready to DITCH renting?

MEET THE FOUNDER & CEO

Hey, I'm Kirisome

Mortgage broker

Husband, father of two

NRL 2014 winner with the Rabbitohs

Helping families move into their first home faster